UMB Financial (NASDAQ:UMBF) Reaches New 12-Month High – Should You Buy?

Posted by Geri Gentry on Jun 29th, 2026

UMB Financial Corporation (NASDAQ:UMBF – Get Free Report)’s stock price reached a new 52-week high on Monday . The company traded as high as $146.29 and last traded at $144.51, with a volume of 449 shares. The stock had previously closed at $144.91.

Wall Street Analysts Forecast Growth

Several equities analysts have weighed in on the company. Morgan Stanley dropped their target price on UMB Financial from $156.00 to $143.00 and set an “overweight” rating for the company in a research report on Tuesday, March 31st. Zacks Research raised shares of UMB Financial from a “hold” rating to a “strong-buy” rating in a research note on Wednesday, May 6th. Royal Bank Of Canada lifted their price objective on shares of UMB Financial from $138.00 to $142.00 and gave the company an “outperform” rating in a report on Thursday, April 30th. Citigroup upped their target price on shares of UMB Financial from $138.00 to $144.00 and gave the stock a “neutral” rating in a research note on Thursday. Finally, Piper Sandler increased their target price on shares of UMB Financial from $155.00 to $161.00 and gave the stock an “overweight” rating in a report on Friday. Two analysts have rated the stock with a Strong Buy rating, nine have issued a Buy rating and two have given a Hold rating to the company’s stock. According to data from MarketBeat.com, the company currently has a consensus rating of “Buy” and an average price target of $146.64.

Get Our Latest Report on UMB Financial

UMB Financial Price Performance

The stock has a market capitalization of $10.91 billion, a price-to-earnings ratio of 12.80, a PEG ratio of 0.98 and a beta of 0.78. The company has a debt-to-equity ratio of 0.06, a quick ratio of 0.75 and a current ratio of 0.75. The company has a 50 day moving average of $130.15 and a 200 day moving average of $123.41.

UMB Financial (NASDAQ:UMBF – Get Free Report) last announced its quarterly earnings data on Tuesday, April 28th. The bank reported $3.41 earnings per share (EPS) for the quarter, beating the consensus estimate of $2.82 by $0.59. UMB Financial had a net margin of 20.42% and a return on equity of 13.07%. The company had revenue of $739.16 million for the quarter, compared to analysts’ expectations of $701.79 million. During the same period in the previous year, the company posted $2.58 EPS. UMB Financial’s revenue was up 31.1% compared to the same quarter last year. As a group, equities research analysts anticipate that UMB Financial Corporation will post 12.83 EPS for the current year.

UMB Financial Dividend Announcement

The firm also recently disclosed a quarterly dividend, which will be paid on Wednesday, July 1st. Investors of record on Wednesday, June 10th will be paid a $0.43 dividend. This represents a $1.72 dividend on an annualized basis and a yield of 1.2%. The ex-dividend date of this dividend is Wednesday, June 10th. UMB Financial’s dividend payout ratio is presently 15.26%.

Insider Activity

In other news, President James D. Rine sold 8,246 shares of the business’s stock in a transaction on Tuesday, June 9th. The stock was sold at an average price of $132.59, for a total value of $1,093,337.14. Following the completion of the transaction, the president directly owned 61,446 shares of the company’s stock, valued at $8,147,125.14. The trade was a 11.83% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is available through the SEC website. Also, Director Kevin Charles Gallagher sold 381 shares of the business’s stock in a transaction that occurred on Wednesday, June 10th. The shares were sold at an average price of $132.88, for a total transaction of $50,627.28. Following the completion of the transaction, the director directly owned 12,223 shares of the company’s stock, valued at approximately $1,624,192.24. This represents a 3.02% decrease in their position. The disclosure for this sale is available in the SEC filing. Company insiders own 5.33% of the company’s stock.

Institutional Inflows and Outflows

A number of large investors have recently made changes to their positions in the business. Mercer Global Advisors Inc. ADV grew its position in shares of UMB Financial by 4.1% in the fourth quarter. Mercer Global Advisors Inc. ADV now owns 2,563 shares of the bank’s stock valued at $295,000 after purchasing an additional 102 shares during the period. Steward Partners Investment Advisory LLC boosted its stake in UMB Financial by 3.9% in the 4th quarter. Steward Partners Investment Advisory LLC now owns 2,910 shares of the bank’s stock worth $335,000 after buying an additional 108 shares during the last quarter. Concurrent Investment Advisors LLC grew its holdings in UMB Financial by 1.8% in the 4th quarter. Concurrent Investment Advisors LLC now owns 6,424 shares of the bank’s stock valued at $739,000 after buying an additional 112 shares during the period. First Citizens Bank & Trust Co. grew its holdings in UMB Financial by 1.7% in the 1st quarter. First Citizens Bank & Trust Co. now owns 7,272 shares of the bank’s stock valued at $820,000 after buying an additional 125 shares during the period. Finally, Quadrant Capital Group LLC increased its stake in shares of UMB Financial by 0.8% during the 3rd quarter. Quadrant Capital Group LLC now owns 16,560 shares of the bank’s stock valued at $1,960,000 after acquiring an additional 129 shares during the last quarter. Hedge funds and other institutional investors own 87.78% of the company’s stock.

UMB Financial Company Profile

(Get Free Report)

UMB Financial Corporation (NASDAQ: UMBF) is a diversified financial services holding company headquartered in Kansas City, Missouri. Through its principal banking subsidiary, UMB Bank, N.A., the company provides a full suite of commercial and consumer banking services. Key offerings include deposit accounts, commercial and consumer lending, treasury and cash management, as well as online and mobile banking solutions designed to serve businesses, individuals and municipalities.

In addition to its core banking operations, UMB Financial delivers wealth management and trust services, investment advisory, asset management and retirement planning to high-net-worth individuals, families and institutions.