Legal & General Group (OTCMKTS:LGGNY – Get Free Report) and TWFG (NASDAQ:TWFG – Get Free Report) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, analyst recommendations, earnings, profitability, valuation, risk and institutional ownership.
Analyst Ratings
This is a breakdown of current ratings and target prices for Legal & General Group and TWFG, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Legal & General Group | 2 | 3 | 0 | 0 | 1.60 |
| TWFG | 1 | 3 | 3 | 1 | 2.50 |
TWFG has a consensus price target of $24.86, suggesting a potential upside of 15.61%. Given TWFG’s stronger consensus rating and higher possible upside, analysts plainly believe TWFG is more favorable than Legal & General Group.
Volatility & Risk
Institutional and Insider Ownership
0.0% of Legal & General Group shares are owned by institutional investors. 68.4% of TWFG shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Profitability
This table compares Legal & General Group and TWFG’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Legal & General Group | N/A | N/A | N/A |
| TWFG | 3.04% | 15.96% | 12.76% |
Valuation & Earnings
This table compares Legal & General Group and TWFG”s top-line revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Legal & General Group | $12.16 billion | 1.77 | $780.67 million | N/A | N/A |
| TWFG | $247.08 million | 4.71 | $7.96 million | $0.54 | 39.81 |
Legal & General Group has higher revenue and earnings than TWFG.
Summary
TWFG beats Legal & General Group on 9 of the 13 factors compared between the two stocks.
About Legal & General Group
Legal & General Group Plc provides various insurance products and services in the United Kingdom, the United States, and internationally. It operates in Legal & General Retirement Institutional (LGRI), Legal & General Investment Management (LGIM), Legal & General Capital (LGC), and Retail segments. The LGRI segment offers annuity contracts with guaranteed income for a specified time; and longevity insurance products. The LGIM segment offers index fund management; active fixed income funds and liquidity funds; active equity management; solution and liability driven investment; multi-asset funds; corporate pension scheme solutions; and real assets. The LGC segment provides investment strategy and implementation, and direct investment and structuring services. The Retail segment offers protection products, such as health, disability, critical illness, and accident; individual term assurance; reinsurance; savings and death benefits; annuities; lifetime mortgages; lifetime care plans; retirement interest only mortgages; and workplace savings scheme that provides corporate pension scheme solutions. It is also involved in the unit trust and institutional fund management, mortgage finance, treasury, building project and modular housing development, general insurance, and open-ended investment businesses. In addition, the company engages in the investment, operation, management, trading, and letting and operation of leased real estate; and construction of commercial buildings, financial intermediation, pension tracing and transfer, insurance agents and brokers, fund general partner, commercial lending, venture capital investing, contractual scheme, investor alternative investment fund, collective asset-management, and investment management activities; and provision of investment advisory, business information consultancy, and technology services. Legal & General Group Plc was founded in 1836 and is headquartered in London, the United Kingdom.
About TWFG
TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers’ compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas. TWFG, Inc. operates as a subsidiary of Bunch Family Holdings, LLC.
Receive News & Ratings for Legal & General Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Legal & General Group and related companies with MarketBeat.com's FREE daily email newsletter.
