PPDAI Group (NYSE:FINV) Posts Quarterly Earnings Results, Beats Estimates By $0.03 EPS

Posted by Brenda Bartman on May 25th, 2026

PPDAI Group (NYSE:FINV – Get Free Report) posted its quarterly earnings data on Monday, May 25th. The company reported $0.26 EPS for the quarter, topping the consensus estimate of $0.23 by $0.03, Zacks reports. PPDAI Group had a return on equity of 14.22% and a net margin of 16.58%.The firm had revenue of $465.58 million for the quarter, compared to the consensus estimate of $438.70 million.

Here are the key takeaways from PPDAI Group’s conference call:

FinVolution delivered solid Q1 results despite seasonal softness, with transaction volume at CNY 42.6 billion, group net revenue up 6% sequentially to CNY 3.2 billion, and operating profit up 13% sequentially.
Overseas business is now being presented as a separate segment because management says it has become a profitable second engine for growth. Overseas revenue rose 35% year over year to RMB 949 million, and operating profit surged 88% year over year.
China credit performance improved, with vintage delinquency easing, day-one delinquency declining, and 30-day collection rates rising. Management said this allowed it to cautiously reengage growth and add roughly 0.6 million new borrowers in China.
Management reiterated full-year 2026 revenue guidance of RMB 11.5 billion to RMB 12.9 billion and said it remains on track toward its 2030 goal of 15% of group revenue coming from overseas markets.
The company highlighted capital returns and buybacks, including an eighth annual dividend of $0.306 per ADS and $54 million deployed toward repurchases by the end of April. A new $150 million buyback program was also approved.

PPDAI Group Price Performance

Shares of NYSE:FINV traded down $0.05 during midday trading on Monday, reaching $4.88. 149,480 shares of the company were exchanged, compared to its average volume of 1,188,516. The stock has a market cap of $1.19 billion, a PE ratio of 4.11 and a beta of 0.34. The business’s fifty day moving average is $4.95 and its two-hundred day moving average is $5.17. PPDAI Group has a one year low of $4.35 and a one year high of $10.90. The company has a current ratio of 3.36, a quick ratio of 3.36 and a debt-to-equity ratio of 0.07.

PPDAI Group Increases Dividend

The business also recently announced an annual dividend, which was paid on Thursday, May 7th. Stockholders of record on Thursday, April 16th were issued a $0.306 dividend. This represents a dividend yield of 637.0%. This is a boost from PPDAI Group’s previous annual dividend of $0.28. The ex-dividend date of this dividend was Thursday, April 16th. PPDAI Group’s payout ratio is presently 17.65%.

Analysts Set New Price Targets

Separately, Weiss Ratings downgraded shares of PPDAI Group from a “hold (c)” rating to a “hold (c-)” rating in a report on Thursday. One analyst has rated the stock with a Hold rating, According to MarketBeat, the stock presently has an average rating of “Hold”.

View Our Latest Stock Report on PPDAI Group

Insider Transactions at PPDAI Group

In other PPDAI Group news, Director Bing Xiang sold 75,000 shares of the business’s stock in a transaction on Thursday, May 28th. The shares were sold at an average price of $1.07, for a total value of $80,250.00. Following the sale, the director owned 18,750 shares in the company, valued at $20,062.50. The trade was a 80.00% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. Corporate insiders own 44.00% of the company’s stock.

Institutional Investors Weigh In On PPDAI Group

Several large investors have recently made changes to their positions in FINV. Royal Bank of Canada lifted its position in shares of PPDAI Group by 114.5% in the first quarter. Royal Bank of Canada now owns 59,266 shares of the company’s stock worth $571,000 after buying an additional 31,641 shares in the last quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC increased its stake in PPDAI Group by 2.6% in the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 475,988 shares of the company’s stock worth $4,584,000 after acquiring an additional 12,000 shares during the last quarter. Finally, Millennium Management LLC increased its stake in PPDAI Group by 573.9% in the 1st quarter. Millennium Management LLC now owns 1,050,439 shares of the company’s stock worth $10,116,000 after acquiring an additional 894,566 shares during the last quarter. 31.15% of the stock is owned by institutional investors.

About PPDAI Group

(Get Free Report)

PPDAI Group Inc operates an online consumer finance marketplace that connects individual and institutional investors with personal and small-business borrowers. Through its digital platform, the company facilitates unsecured consumer loans, auto refinancing loans and small-business financing by leveraging proprietary credit assessment tools and big data analytics. Investors gain exposure to a diversified portfolio of retail credit assets, while borrowers benefit from streamlined application processes and competitive financing rates.

At the core of PPDAI’s offering is a multi-layered risk management framework that combines automated credit scoring, manual underwriting oversight and third-party data verification.