StoneCo (NASDAQ:STNE) Issues Quarterly Earnings Results, Meets Estimates

Posted by Brenda Bartman on May 15th, 2026

StoneCo (NASDAQ:STNE – Get Free Report) announced its earnings results on Thursday. The company reported $0.42 earnings per share (EPS) for the quarter, meeting the consensus estimate of $0.42, FiscalAI reports. StoneCo had a return on equity of 21.55% and a net margin of 15.38%.The company had revenue of $141.16 million for the quarter, compared to analyst estimates of $675.11 million.

Here are the key takeaways from StoneCo’s conference call:

StoneCo said 1Q26 was broadly in line with its expectations, with softer first-half dynamics driven by a weak macro backdrop for smaller merchants, normal seasonality, and higher-than-expected credit losses.
The company continued to return substantial capital, distributing BRL 3.6 billion year to date for a 27% yield, and still plans at least another BRL 1.4 billion of share repurchases in 2026.
Total revenue and income rose 6% year over year to BRL 3.6 billion, while adjusted net income increased 3% to BRL 549 million; however, adjusted gross margin fell as credit provisions and operating costs increased.
Credit quality weakened in the quarter, with NPLs 15-90 days and NPLs over 90 days both rising and provision expense reaching BRL 166 million, pushing cost of risk to 21.9%.
Management said early actions on underwriting, pricing, and product simplification are starting to help, with March first-payment defaults improving and April TPV trends described as better, supporting an unchanged full-year 2026 outlook weighted toward the second half.

StoneCo Stock Performance

StoneCo stock traded down $0.22 during trading hours on Friday, hitting $9.49. 4,611,115 shares of the stock traded hands, compared to its average volume of 5,529,794. The company has a debt-to-equity ratio of 0.81, a current ratio of 1.37 and a quick ratio of 1.37. The firm’s 50 day moving average price is $13.37 and its 200-day moving average price is $15.14. The stock has a market capitalization of $2.36 billion, a price-to-earnings ratio of 6.23, a P/E/G ratio of 0.21 and a beta of 1.73. StoneCo has a 1 year low of $9.56 and a 1 year high of $19.95.

StoneCo Announces Dividend

The company also recently declared a special dividend, which was paid on Monday, May 4th. Shareholders of record on Friday, April 24th were paid a dividend of $2.53 per share. The ex-dividend date was Friday, April 24th.

Wall Street Analyst Weigh In

STNE has been the topic of several recent analyst reports. Weiss Ratings raised StoneCo from a “sell (d+)” rating to a “hold (c)” rating in a research report on Thursday, March 5th. Santander lowered StoneCo from an “outperform” rating to a “neutral” rating in a research report on Thursday, January 29th. JPMorgan Chase & Co. reduced their target price on StoneCo from $21.00 to $20.00 and set an “overweight” rating on the stock in a research report on Wednesday, April 15th. The Goldman Sachs Group reduced their target price on StoneCo from $22.00 to $19.00 and set a “buy” rating on the stock in a research report on Tuesday, January 27th. Finally, Citigroup lowered StoneCo from a “buy” rating to a “neutral” rating and set a $11.00 target price on the stock. in a research report on Friday. Five research analysts have rated the stock with a Buy rating and four have given a Hold rating to the company’s stock. Based on data from MarketBeat, StoneCo presently has a consensus rating of “Moderate Buy” and an average price target of $18.17.

Read Our Latest Analysis on StoneCo

Institutional Trading of StoneCo

Several large investors have recently added to or reduced their stakes in STNE. AQR Capital Management LLC purchased a new stake in StoneCo during the 1st quarter valued at about $902,000. Strs Ohio purchased a new stake in StoneCo during the 1st quarter valued at about $70,000. Prudential Financial Inc. grew its stake in StoneCo by 37.4% during the 2nd quarter. Prudential Financial Inc. now owns 28,075 shares of the company’s stock valued at $450,000 after purchasing an additional 7,635 shares during the last quarter. Invesco Ltd. grew its stake in StoneCo by 8.3% during the 2nd quarter. Invesco Ltd. now owns 256,142 shares of the company’s stock valued at $4,109,000 after purchasing an additional 19,723 shares during the last quarter. Finally, First Trust Advisors LP grew its stake in StoneCo by 10.0% during the 2nd quarter. First Trust Advisors LP now owns 13,995 shares of the company’s stock valued at $224,000 after purchasing an additional 1,273 shares during the last quarter. Hedge funds and other institutional investors own 73.19% of the company’s stock.

StoneCo Company Profile

(Get Free Report)

StoneCo Ltd., commonly known as Stone, is a Brazilian financial technology company that provides integrated digital payment solutions and related financial services to merchants. Through its cloud-based platform, Stone enables businesses of all sizes to accept a variety of payment methods, including point-of-sale (POS) terminals, mobile card readers and e-commerce gateways. In addition to payment acceptance, the company offers value-added services such as working capital loans, digital banking products and automated billing tools designed to help merchants manage cash flow and streamline operations.

Since its founding in 2012 by André Street and Eduardo Pontes, Stone has focused on serving over half a million merchants across Brazil’s retail, restaurant and services sectors.