ChoiceOne Financial Services (COFS) Expected to Announce Earnings on Wednesday

ChoiceOne Financial Services (NASDAQ:COFS) is projected to post its Q1 2026 results before the market opens on Wednesday, April 29th. Analysts expect ChoiceOne Financial Services to post earnings of $0.85 per share and revenue of $42.70 million for the quarter. Parties can find conference call details on the company’s upcoming Q1 2026 earning report page for the latest details on the call scheduled for Wednesday, April 29, 2026 at 12:30 PM ET.

ChoiceOne Financial Services (NASDAQ:COFS) last announced its quarterly earnings results on Friday, January 30th. The company reported $0.92 EPS for the quarter, topping the consensus estimate of $0.91 by $0.01. ChoiceOne Financial Services had a net margin of 12.38% and a return on equity of 11.62%. The firm had revenue of $42.94 million for the quarter, compared to analyst estimates of $43.80 million. On average, analysts expect ChoiceOne Financial Services to post $4 EPS for the current fiscal year and $4 EPS for the next fiscal year.

ChoiceOne Financial Services Price Performance

Shares of COFS opened at $30.17 on Wednesday. ChoiceOne Financial Services has a 1-year low of $26.09 and a 1-year high of $35.40. The stock has a market cap of $451.34 million, a PE ratio of 20.11 and a beta of 0.59. The company has a debt-to-equity ratio of 0.67, a current ratio of 0.86 and a quick ratio of 0.85. The firm has a fifty day moving average price of $28.76 and a 200 day moving average price of $29.22.

ChoiceOne Financial Services Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Tuesday, March 31st. Shareholders of record on Friday, March 13th were issued a dividend of $0.29 per share. The ex-dividend date of this dividend was Friday, March 13th. This represents a $1.16 annualized dividend and a dividend yield of 3.8%. ChoiceOne Financial Services’s dividend payout ratio (DPR) is presently 77.33%.

Insider Buying and Selling at ChoiceOne Financial Services

In other ChoiceOne Financial Services news, Director Brian P. Petty sold 15,000 shares of ChoiceOne Financial Services stock in a transaction on Wednesday, February 11th. The shares were sold at an average price of $29.56, for a total value of $443,400.00. Following the transaction, the director directly owned 91,107 shares in the company, valued at approximately $2,693,122.92. The trade was a 14.14% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, Director Bradley F. Mcginnis bought 1,000 shares of ChoiceOne Financial Services stock in a transaction dated Tuesday, March 3rd. The stock was acquired at an average cost of $29.15 per share, with a total value of $29,150.00. Following the completion of the acquisition, the director directly owned 15,301 shares of the company’s stock, valued at approximately $446,024.15. The trade was a 6.99% increase in their position. The disclosure for this purchase is available in the SEC filing. Over the last 90 days, insiders purchased 9,350 shares of company stock valued at $261,844. Company insiders own 5.93% of the company’s stock.

Institutional Trading of ChoiceOne Financial Services

Several institutional investors and hedge funds have recently added to or reduced their stakes in COFS. Legal & General Group Plc lifted its position in ChoiceOne Financial Services by 74.6% during the 2nd quarter. Legal & General Group Plc now owns 1,297 shares of the company’s stock worth $37,000 after acquiring an additional 554 shares during the period. Aquatic Capital Management LLC acquired a new position in shares of ChoiceOne Financial Services in the third quarter valued at approximately $46,000. Tower Research Capital LLC TRC increased its holdings in shares of ChoiceOne Financial Services by 617.5% in the second quarter. Tower Research Capital LLC TRC now owns 2,260 shares of the company’s stock valued at $65,000 after purchasing an additional 1,945 shares during the period. Quantbot Technologies LP purchased a new stake in shares of ChoiceOne Financial Services during the second quarter worth approximately $191,000. Finally, Cubist Systematic Strategies LLC purchased a new stake in shares of ChoiceOne Financial Services during the first quarter worth approximately $195,000. 19.90% of the stock is owned by hedge funds and other institutional investors.

Wall Street Analyst Weigh In

Several analysts have recently weighed in on COFS shares. Wall Street Zen downgraded ChoiceOne Financial Services from a “buy” rating to a “hold” rating in a report on Sunday, March 22nd. DA Davidson restated a “buy” rating and set a $36.00 price target on shares of ChoiceOne Financial Services in a research note on Tuesday, February 3rd. Weiss Ratings reaffirmed a “hold (c)” rating on shares of ChoiceOne Financial Services in a research report on Monday. Finally, Hovde Group cut ChoiceOne Financial Services from an “outperform” rating to a “market perform” rating in a research note on Wednesday, January 7th. One investment analyst has rated the stock with a Buy rating and three have issued a Hold rating to the company. Based on data from MarketBeat.com, the company presently has an average rating of “Hold” and a consensus target price of $36.00.

ChoiceOne Financial Services Company Profile

ChoiceOne Financial Services, Inc is a bank holding company headquartered in Jackson, Michigan. Through its subsidiary, ChoiceOne Bank, it provides a full suite of banking and financial services to individuals, families, and businesses. The company’s primary operations are concentrated in community banking, spanning retail deposits, commercial and consumer lending, mortgage origination, and treasury management solutions.

ChoiceOne Bank offers checking and savings accounts, certificates of deposit, and online and mobile banking platforms designed to meet the needs of its customers.