Chime Financial (NASDAQ:CHYM) Price Target Raised to $27.00

Chime Financial (NASDAQ:CHYM) had its price target increased by UBS Group from $24.00 to $27.00 in a research note issued on Thursday,Benzinga reports. The brokerage presently has a “neutral” rating on the stock. UBS Group’s price objective would indicate a potential upside of 15.83% from the stock’s current price.

Several other equities analysts also recently weighed in on the company. The Goldman Sachs Group boosted their target price on Chime Financial from $27.00 to $30.00 and gave the company a “buy” rating in a research report on Tuesday, January 6th. Rothschild & Co Redburn upgraded shares of Chime Financial to a “hold” rating in a research report on Monday, January 26th. Piper Sandler reduced their target price on shares of Chime Financial from $35.00 to $30.00 and set an “overweight” rating on the stock in a research note on Thursday, November 6th. Williams Trading set a $17.00 price target on shares of Chime Financial in a research note on Monday, November 3rd. Finally, Jefferies Financial Group started coverage on shares of Chime Financial in a report on Monday, November 3rd. They set a “hold” rating and a $17.00 price target on the stock. One analyst has rated the stock with a Strong Buy rating, eleven have issued a Buy rating, five have assigned a Hold rating and one has issued a Sell rating to the company. According to data from MarketBeat.com, the company has an average rating of “Moderate Buy” and a consensus target price of $32.41.

Chime Financial Stock Performance

Shares of NASDAQ:CHYM traded up $2.20 on Thursday, reaching $23.31. The company’s stock had a trading volume of 6,494,309 shares, compared to its average volume of 3,181,579. The company has a 50-day simple moving average of $24.46 and a 200 day simple moving average of $23.10. Chime Financial has a 52-week low of $16.17 and a 52-week high of $44.94. The company has a market cap of $8.73 billion and a P/E ratio of -3.13.

Chime Financial (NASDAQ:CHYM) last announced its quarterly earnings results on Wednesday, February 25th. The company reported ($0.12) EPS for the quarter, beating analysts’ consensus estimates of ($0.20) by $0.08. The business had revenue of $596.36 million during the quarter. The company’s revenue was up 25.5% compared to the same quarter last year. During the same period last year, the firm posted ($0.30) earnings per share.

Insiders Place Their Bets

In related news, CFO Matthew S. Newcomb sold 10,000 shares of the firm’s stock in a transaction dated Friday, January 9th. The shares were sold at an average price of $28.01, for a total value of $280,100.00. Following the transaction, the chief financial officer owned 2,240,798 shares of the company’s stock, valued at $62,764,751.98. This trade represents a 0.44% decrease in their position. The transaction was disclosed in a filing with the SEC, which is accessible through the SEC website. Also, Director James Feuille sold 7,229 shares of Chime Financial stock in a transaction dated Tuesday, December 16th. The shares were sold at an average price of $24.82, for a total transaction of $179,423.78. Following the sale, the director owned 7,037,707 shares of the company’s stock, valued at $174,675,887.74. The trade was a 0.10% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold a total of 256,539 shares of company stock valued at $6,973,943 in the last three months.

Hedge Funds Weigh In On Chime Financial

A number of institutional investors have recently modified their holdings of the stock. Jennison Associates LLC bought a new stake in shares of Chime Financial during the second quarter valued at approximately $3,766,000. Emerald Mutual Fund Advisers Trust purchased a new position in Chime Financial during the 2nd quarter worth $113,000. ANTIPODES PARTNERS Ltd bought a new stake in Chime Financial during the 2nd quarter valued at $173,000. Claro Advisors LLC purchased a new stake in shares of Chime Financial in the 2nd quarter worth $402,000. Finally, SBI Securities Co. Ltd. purchased a new stake in shares of Chime Financial in the 2nd quarter worth $217,000.

Key Stories Impacting Chime Financial

Here are the key news stories impacting Chime Financial this week:

• Positive Sentiment: Q4 results beat: Chime reported an adjusted loss-per-share smaller than expected (reported ($0.12) vs. consensus ($0.20)) and revenue of $596.4M, up ~25.5% year-over-year — proof of accelerating top-line growth and an EPS improvement versus the year-ago quarter. Chime Financial (CHYM) announced its quarterly earnings data
• Positive Sentiment: FY-2026 and Q1 guidance above estimates: Management guided FY-2026 revenue to roughly $2.6–$2.7B (above consensus) and Q1 revenue to $627–$637M (vs. $624.4M consensus) — the outlook underpinned investor confidence in demand and near-term growth. Fintech Chime sees 2026 revenue above estimates on strong demand, shares surge
• Positive Sentiment: Member and engagement momentum: Active members rose to ~9.5M and Chime noted heavier use of its debit card and more members treating Chime as their primary financial relationship — metrics that support recurring fee interchange and deposit dynamics. Chime Active Members Hit 9.5M as Demand Grows for Earned Wage Access
• Neutral Sentiment: Earnings call materials and transcript available: Management commentary, the slide deck and the full earnings call transcript provide detail on unit economics, customer behavior and margin levers — useful for investors digging into forward drivers. Chime Financial, Inc. (CHYM) Q4 2025 Earnings Call Transcript
• Neutral Sentiment: Analyst/coverage pieces: Zacks and other previews/reviews compare the quarter to estimates and provide additional metric-level analysis that may help investors refine expectations. Compared to Estimates, Chime Financial, Inc. (CHYM) Q4 Earnings: A Look at Key Metrics
• Neutral Sentiment: Short-interest data in recent feeds appears noisy/insufficient to read as a clear bullish or bearish signal — investors should rely on position-level filings for accurate short metrics.
• Negative Sentiment: Chime remains unprofitable on a GAAP basis (EPS still negative despite improvement), so sustained profitability and margin expansion are required to justify higher multiples over time.

Chime Financial Company Profile

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.