Old Second Bancorp (OSBC) to Release Earnings on Wednesday

Old Second Bancorp (NASDAQ:OSBC) is projected to release its Q4 2025 results after the market closes on Wednesday, January 21st. Analysts expect the company to announce earnings of $0.53 per share and revenue of $82.4850 million for the quarter. Interested persons can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Thursday, January 22, 2026 at 10:00 AM ET.

Old Second Bancorp (NASDAQ:OSBC) last announced its quarterly earnings results on Wednesday, October 22nd. The financial services provider reported $0.53 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.51 by $0.02. Old Second Bancorp had a net margin of 18.89% and a return on equity of 12.34%. The company had revenue of $95.88 million during the quarter, compared to the consensus estimate of $80.45 million. On average, analysts expect Old Second Bancorp to post $2 EPS for the current fiscal year and $2 EPS for the next fiscal year.

Old Second Bancorp Trading Down 1.6%

NASDAQ OSBC opened at $20.66 on Monday. The company has a market cap of $1.09 billion, a price-to-earnings ratio of 13.68 and a beta of 0.82. Old Second Bancorp has a twelve month low of $14.14 and a twelve month high of $21.10. The company has a quick ratio of 0.89, a current ratio of 0.89 and a debt-to-equity ratio of 0.12. The business’s fifty day moving average is $19.55 and its 200 day moving average is $18.51.

Old Second Bancorp Announces Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Monday, November 10th. Investors of record on Friday, October 31st were issued a $0.07 dividend. This represents a $0.28 dividend on an annualized basis and a yield of 1.4%. The ex-dividend date was Friday, October 31st. Old Second Bancorp’s dividend payout ratio (DPR) is 18.54%.

Insider Buying and Selling at Old Second Bancorp

In related news, insider Darin Patrick Campbell sold 31,159 shares of the firm’s stock in a transaction dated Friday, October 31st. The shares were sold at an average price of $17.89, for a total value of $557,434.51. The sale was disclosed in a legal filing with the SEC, which is available at this hyperlink. 3.80% of the stock is owned by corporate insiders.

Institutional Trading of Old Second Bancorp

Several institutional investors and hedge funds have recently modified their holdings of the stock. CIBC Bancorp USA Inc. bought a new position in shares of Old Second Bancorp in the third quarter valued at approximately $185,000. Jacobs Levy Equity Management Inc. raised its position in Old Second Bancorp by 15.3% in the 3rd quarter. Jacobs Levy Equity Management Inc. now owns 17,409 shares of the financial services provider’s stock valued at $301,000 after buying an additional 2,309 shares during the last quarter. PMC FIG Opportunities LLC bought a new position in Old Second Bancorp during the 3rd quarter valued at $978,000. Mariner LLC boosted its holdings in Old Second Bancorp by 39.0% during the 3rd quarter. Mariner LLC now owns 16,380 shares of the financial services provider’s stock worth $283,000 after acquiring an additional 4,600 shares during the last quarter. Finally, Mercer Global Advisors Inc. ADV purchased a new stake in shares of Old Second Bancorp in the third quarter valued at about $223,000. 67.76% of the stock is owned by hedge funds and other institutional investors.

Analysts Set New Price Targets

Several brokerages have issued reports on OSBC. Weiss Ratings restated a “buy (b-)” rating on shares of Old Second Bancorp in a research report on Wednesday, October 8th. Wall Street Zen raised shares of Old Second Bancorp from a “sell” rating to a “hold” rating in a research report on Saturday, October 25th. Finally, Keefe, Bruyette & Woods lifted their price objective on Old Second Bancorp from $22.00 to $23.00 and gave the stock an “outperform” rating in a research report on Friday, October 24th. Four equities research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company. According to MarketBeat.com, Old Second Bancorp has an average rating of “Moderate Buy” and an average target price of $21.63.

Old Second Bancorp Company Profile

Old Second Bancorp, Inc is a bank holding company based in Aurora, Illinois, serving businesses and consumers through its primary subsidiary, Old Second National Bank. The company provides a broad range of commercial and retail banking services across the suburban Chicago marketplace, supported by a branch network and online platforms designed to meet the financial needs of local communities.

In its commercial banking division, Old Second offers lending solutions that include lines of credit, term loans, equipment financing and commercial real estate financing.