Jiayin Group (NASDAQ:JFIN) Shares Down 3.1% – Here’s Why

Jiayin Group Inc. Sponsored ADR (NASDAQ:JFIN) dropped 3.1% during mid-day trading on Friday . The stock traded as low as $6.75 and last traded at $6.79. Approximately 45,869 shares traded hands during trading, a decline of 48% from the average daily volume of 87,962 shares. The stock had previously closed at $7.01.

Wall Street Analyst Weigh In

JFIN has been the subject of several analyst reports. Wall Street Zen cut Jiayin Group from a “strong-buy” rating to a “hold” rating in a report on Friday, November 28th. Weiss Ratings reissued a “hold (c+)” rating on shares of Jiayin Group in a research report on Monday, December 22nd. One analyst has rated the stock with a Hold rating, Based on data from MarketBeat, the company has a consensus rating of “Hold”.

Jiayin Group Stock Performance

The stock has a market capitalization of $362.38 million, a price-to-earnings ratio of 1.50 and a beta of 0.84. The company has a 50 day moving average of $7.08 and a 200 day moving average of $10.62.

Jiayin Group (NASDAQ:JFIN) last announced its quarterly earnings results on Tuesday, November 25th. The company reported $1.04 earnings per share (EPS) for the quarter. Jiayin Group had a return on equity of 45.63% and a net margin of 26.18%.The company had revenue of $206.52 million during the quarter.

Institutional Inflows and Outflows

Institutional investors have recently modified their holdings of the stock. Cooper Investors PTY Ltd. acquired a new position in Jiayin Group during the fourth quarter worth $56,000. Raymond James Financial Inc. purchased a new stake in shares of Jiayin Group during the 2nd quarter worth $63,000. Allworth Financial LP boosted its position in shares of Jiayin Group by 14,985.7% during the 2nd quarter. Allworth Financial LP now owns 4,224 shares of the company’s stock worth $68,000 after purchasing an additional 4,196 shares in the last quarter. BNP Paribas Financial Markets acquired a new position in shares of Jiayin Group during the 3rd quarter worth $70,000. Finally, E Fund Management Hong Kong Co. Ltd. purchased a new position in shares of Jiayin Group in the 2nd quarter valued at about $100,000. Institutional investors and hedge funds own 44.08% of the company’s stock.

Jiayin Group Company Profile

Jiayin Group (NASDAQ: JFIN) is a China-based, technology-driven consumer finance marketplace that connects individual borrowers with institutional lenders. The company’s online platform leverages proprietary credit scoring models, big data analytics and AI‐powered risk management tools to streamline the loan application, approval and disbursement processes. By integrating end-to-end services—including borrower acquisition, credit assessment, loan servicing and collection—Jiayin Group provides a comprehensive fintech solution for unsecured personal loans.

Through its platform, Jiayin Group offers financial institutions access to an underserved segment of the consumer credit market, particularly in third- and fourth‐tier cities across China.