Weekly Analysts’ Ratings Changes for Upstart (UPST)

Several brokerages have updated their recommendations and price targets on shares of Upstart (NASDAQ: UPST) in the last few weeks:

• 11/7/2025 – Upstart was upgraded by analysts at Weiss Ratings from a “sell (e+)” rating to a “hold (c-)” rating.
• 11/6/2025 – Upstart had its “sell” rating reaffirmed by analysts at The Goldman Sachs Group, Inc.. They now have a $40.00 price target on the stock.
• 11/5/2025 – Upstart was given a new $45.00 price target on by analysts at Morgan Stanley.
• 11/5/2025 – Upstart had its price target lowered by analysts at Citigroup Inc. from $100.00 to $80.00. They now have a “buy” rating on the stock.
• 11/5/2025 – Upstart had its price target lowered by analysts at JPMorgan Chase & Co. from $88.00 to $65.00. They now have an “overweight” rating on the stock.
• 11/5/2025 – Upstart had its price target lowered by analysts at Piper Sandler from $80.00 to $56.00. They now have an “overweight” rating on the stock.
• 11/5/2025 – Upstart had its price target lowered by analysts at Stephens from $55.00 to $40.00. They now have an “equal weight” rating on the stock.
• 11/5/2025 – Upstart had its “neutral” rating reaffirmed by analysts at BTIG Research.
• 11/5/2025 – Upstart had its price target lowered by analysts at Bank of America Corporation from $81.00 to $71.00. They now have a “neutral” rating on the stock.
• 11/5/2025 – Upstart had its price target lowered by analysts at Needham & Company LLC from $82.00 to $56.00. They now have a “buy” rating on the stock.
• 10/20/2025 – Upstart was given a new $80.00 price target on by analysts at Piper Sandler.
• 10/13/2025 – Upstart had its price target lowered by analysts at The Goldman Sachs Group, Inc. from $78.00 to $54.00. They now have a “sell” rating on the stock.
• 10/8/2025 – Upstart had its “sell (e+)” rating reaffirmed by analysts at Weiss Ratings.
• 9/27/2025 – Upstart had its “sell (e+)” rating reaffirmed by analysts at Weiss Ratings.

Insiders Place Their Bets

In other news, CFO Sanjay Datta sold 13,473 shares of the company’s stock in a transaction that occurred on Wednesday, August 20th. The shares were sold at an average price of $61.12, for a total value of $823,469.76. Following the transaction, the chief financial officer owned 297,904 shares in the company, valued at approximately $18,207,892.48. This represents a 4.33% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is accessible through this link. Also, Director Kerry Whorton Cooper sold 500 shares of the firm’s stock in a transaction that occurred on Tuesday, September 2nd. The shares were sold at an average price of $69.21, for a total transaction of $34,605.00. Following the sale, the director directly owned 25,434 shares of the company’s stock, valued at $1,760,287.14. This trade represents a 1.93% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. In the last three months, insiders sold 106,214 shares of company stock valued at $6,803,558. 16.67% of the stock is owned by company insiders.

Upstart Holdings, Inc, together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions.