First Bancorp of Indiana (FBPI) & Its Rivals Head to Head Analysis

Institutional and Insider Ownership

50.0% of shares of all “FIN – SVGS & LOAN” companies are held by institutional investors. 20.0% of First Bancorp of Indiana shares are held by company insiders. Comparatively, 8.8% of shares of all “FIN – SVGS & LOAN” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Profitability

This table compares First Bancorp of Indiana and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Bancorp of Indiana	N/A	N/A	N/A
First Bancorp of Indiana Competitors	12.00%	4.85%	0.77%

Valuation & Earnings

This table compares First Bancorp of Indiana and its competitors top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
First Bancorp of Indiana	N/A	N/A	53.62
First Bancorp of Indiana Competitors	$211.05 million	$34.74 million	14.19

First Bancorp of Indiana’s competitors have higher revenue and earnings than First Bancorp of Indiana. First Bancorp of Indiana is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Dividends

First Bancorp of Indiana pays an annual dividend of $0.20 per share and has a dividend yield of 1.8%. First Bancorp of Indiana pays out 95.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. As a group, “FIN – SVGS & LOAN” companies pay a dividend yield of 2.8% and pay out 29.0% of their earnings in the form of a dividend. First Bancorp of Indiana lags its competitors as a dividend stock, given its lower dividend yield and higher payout ratio.

Risk & Volatility

First Bancorp of Indiana has a beta of 0.27, meaning that its stock price is 73% less volatile than the S&P 500. Comparatively, First Bancorp of Indiana’s competitors have a beta of 0.63, meaning that their average stock price is 37% less volatile than the S&P 500.

Summary

First Bancorp of Indiana competitors beat First Bancorp of Indiana on 8 of the 10 factors compared.

About First Bancorp of Indiana

First Bancorp of Indiana, Inc. operates as the bank holding company for First Federal Savings Bank, provides various banking products and services to individuals and business customers in the United States. The company accepts various deposits such as certificates of deposit, checking, health savings, individual retirement, money market, and savings accounts; loans include retail loan advisors, consumer loans, such as auto, motorcycle, boat, and recreational vehicle loans; mortgage and home equity loans; and current rates and secured deposits. It also accepts various business deposit accounts including commercial, business, small business, and community first checking accounts; lending services comprising relationship bankers; commercial real estate, equipment, owner occupied and investment real estate financing, as well as working capital line of credit, business loans, and small business administration. In addition, the company provides treasury management, online banking, merchant services, remote capture, and debit and credit card services. First Bancorp of Indiana, Inc. was founded in 1904 and is headquartered in Evansville, Indiana.