Analyzing FuelPositive (OTCMKTS:NHHHF) and Qfin (NASDAQ:QFIN)

FuelPositive (OTCMKTS:NHHHF) and Qfin (NASDAQ:QFIN) are both business services companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, risk, institutional ownership, analyst recommendations, earnings, valuation and profitability.

Risk & Volatility

FuelPositive has a beta of 0.26, meaning that its stock price is 74% less volatile than the S&P 500. Comparatively, Qfin has a beta of 0.39, meaning that its stock price is 61% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for FuelPositive and Qfin, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FuelPositive	0	0	0	0	0.00
Qfin	1	1	3	0	2.40

Qfin has a consensus price target of $51.73, suggesting a potential upside of 122.60%. Given Qfin’s stronger consensus rating and higher possible upside, analysts plainly believe Qfin is more favorable than FuelPositive.

Insider and Institutional Ownership

74.8% of Qfin shares are owned by institutional investors. 17.1% of Qfin shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Valuation and Earnings

This table compares FuelPositive and Qfin”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FuelPositive	N/A	N/A	-$14.05 million	($0.01)	-4.33
Qfin	$2.35 billion	1.40	$858.21 million	$7.08	3.28

Qfin has higher revenue and earnings than FuelPositive. FuelPositive is trading at a lower price-to-earnings ratio than Qfin, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares FuelPositive and Qfin’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FuelPositive	N/A	-54.47%	-44.36%
Qfin	38.66%	30.74%	13.78%

Summary

Qfin beats FuelPositive on 13 of the 13 factors compared between the two stocks.

About FuelPositive

FuelPositive Corporation, a technology company, provides clean energy solutions in Canada. The company's clean technology solutions include green ammonia (NH3) for use in various industries and applications. Its flagship product is a green ammonia production system that takes air, water, and electricity to produce a non-polluting chemical for various applications, including fertilizer for farming, fuel for grain drying and internal combustion engines, a solution for grid storage, and an alternative for fuel cells. The company was formerly known as EEStor Corporation and changed its name to FuelPositive Corporation in February 2021. FuelPositive Corporation is headquartered in Waterloo, Canada.

About Qfin

Qifu Technology, Inc., through its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. It provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. The company also offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. The company was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.