Q4 EPS Forecast for Truist Financial Boosted by Analyst

Truist Financial Corporation (NYSE:TFC) – Equities research analysts at Zacks Research increased their Q4 2025 EPS estimates for Truist Financial in a report released on Friday, November 7th. Zacks Research analyst Team now expects that the insurance provider will post earnings of $1.08 per share for the quarter, up from their prior forecast of $1.03. The consensus estimate for Truist Financial’s current full-year earnings is $4.00 per share. Zacks Research also issued estimates for Truist Financial’s Q1 2026 earnings at $1.00 EPS, Q2 2026 earnings at $1.09 EPS, Q3 2026 earnings at $1.10 EPS, Q4 2026 earnings at $1.20 EPS, FY2026 earnings at $4.39 EPS, Q1 2027 earnings at $1.15 EPS and FY2027 earnings at $4.80 EPS.

Several other research analysts also recently commented on TFC. Raymond James Financial reaffirmed an “outperform” rating on shares of Truist Financial in a research note on Tuesday, October 7th. Piper Sandler set a $48.00 price target on shares of Truist Financial in a research note on Monday, October 20th. Wall Street Zen cut Truist Financial from a “hold” rating to a “sell” rating in a research note on Saturday. Keefe, Bruyette & Woods lifted their target price on Truist Financial from $48.00 to $49.00 and gave the company a “market perform” rating in a research report on Monday, October 20th. Finally, Wells Fargo & Company restated an “equal weight” rating and set a $47.00 price target on shares of Truist Financial in a research note on Thursday, August 21st. Two analysts have rated the stock with a Strong Buy rating, eight have issued a Buy rating and eight have assigned a Hold rating to the stock. According to MarketBeat.com, the stock presently has an average rating of “Moderate Buy” and a consensus price target of $50.59.

Truist Financial Stock Performance

TFC stock opened at $45.32 on Monday. Truist Financial has a twelve month low of $33.56 and a twelve month high of $49.06. The firm has a market cap of $57.98 billion, a price-to-earnings ratio of 12.18, a PEG ratio of 1.20 and a beta of 0.92. The business’s fifty day simple moving average is $44.74 and its two-hundred day simple moving average is $43.26. The company has a quick ratio of 0.86, a current ratio of 0.86 and a debt-to-equity ratio of 0.70.

Truist Financial (NYSE:TFC) last released its quarterly earnings results on Friday, October 17th. The insurance provider reported $1.04 EPS for the quarter, topping analysts’ consensus estimates of $0.99 by $0.05. Truist Financial had a net margin of 16.84% and a return on equity of 8.73%. The firm had revenue of $5.24 billion during the quarter, compared to analysts’ expectations of $5.20 billion. During the same period in the previous year, the company earned $0.97 EPS. The firm’s revenue for the quarter was up 1.9% compared to the same quarter last year. Truist Financial has set its FY 2025 guidance at EPS. Q4 2025 guidance at EPS.

Truist Financial Announces Dividend

The company also recently declared a quarterly dividend, which will be paid on Monday, December 1st. Stockholders of record on Friday, November 14th will be issued a $0.52 dividend. This represents a $2.08 dividend on an annualized basis and a dividend yield of 4.6%. The ex-dividend date is Friday, November 14th. Truist Financial’s dividend payout ratio (DPR) is currently 55.91%.

Institutional Inflows and Outflows

Large investors have recently modified their holdings of the company. Wealth Preservation Advisors LLC purchased a new position in Truist Financial in the first quarter worth $25,000. Aspect Partners LLC boosted its position in shares of Truist Financial by 71.5% in the 2nd quarter. Aspect Partners LLC now owns 643 shares of the insurance provider’s stock worth $28,000 after purchasing an additional 268 shares in the last quarter. Valley Wealth Managers Inc. purchased a new position in Truist Financial during the 3rd quarter worth $28,000. Princeton Global Asset Management LLC acquired a new position in Truist Financial during the 2nd quarter valued at about $30,000. Finally, Capital A Wealth Management LLC raised its stake in Truist Financial by 1,189.5% in the second quarter. Capital A Wealth Management LLC now owns 735 shares of the insurance provider’s stock valued at $32,000 after buying an additional 678 shares during the last quarter. Institutional investors own 71.28% of the company’s stock.

About Truist Financial

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings.Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts.