Comparing Hamilton Insurance Group (NYSE:HG) and Tian Ruixiang (NASDAQ:TIRX)

Tian Ruixiang (NASDAQ:TIRX) and Hamilton Insurance Group (NYSE:HG) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, earnings, analyst recommendations, valuation, profitability and risk.

Risk & Volatility

Tian Ruixiang has a beta of 0.76, indicating that its share price is 24% less volatile than the S&P 500. Comparatively, Hamilton Insurance Group has a beta of 0.81, indicating that its share price is 19% less volatile than the S&P 500.

Analyst Ratings

This is a summary of recent ratings and target prices for Tian Ruixiang and Hamilton Insurance Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Tian Ruixiang	0	0	0	0	0.00
Hamilton Insurance Group	0	2	7	1	2.90

Hamilton Insurance Group has a consensus price target of $28.25, indicating a potential upside of 7.70%. Given Hamilton Insurance Group’s stronger consensus rating and higher possible upside, analysts clearly believe Hamilton Insurance Group is more favorable than Tian Ruixiang.

Profitability

This table compares Tian Ruixiang and Hamilton Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Tian Ruixiang	N/A	N/A	N/A
Hamilton Insurance Group	15.95%	15.07%	4.46%

Institutional and Insider Ownership

10.7% of Tian Ruixiang shares are held by institutional investors. Comparatively, 29.2% of Hamilton Insurance Group shares are held by institutional investors. 39.6% of Tian Ruixiang shares are held by insiders. Comparatively, 17.5% of Hamilton Insurance Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Earnings and Valuation

This table compares Tian Ruixiang and Hamilton Insurance Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Tian Ruixiang	$3.22 million	6.32	-$3.99 million	N/A	N/A
Hamilton Insurance Group	$2.33 billion	1.13	$400.43 million	$4.20	6.25

Hamilton Insurance Group has higher revenue and earnings than Tian Ruixiang.

Summary

Hamilton Insurance Group beats Tian Ruixiang on 11 of the 13 factors compared between the two stocks.

About Tian Ruixiang

Tian Ruixiang Holdings Ltd, together its subsidiaries, operates as an insurance broker in China and the United States. It distributes a range of insurance products, including property and casualty insurance, such as automobile, commercial property, liability, and accidental insurance; and life insurance comprising individual and group life insurances, as well as health and miscellaneous insurance. It serves individual or institutional customers. The company was founded in 2010 and is headquartered in Beijing, China.

About Hamilton Insurance Group

Hamilton Insurance Group, Ltd., through its subsidiaries, provides underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial lines, marine and energy, and multiline specialty. In addition, it offers accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, management liability, medical professionals, general liability, products liability and contractors, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.