Credit Acceptance (CACC) Expected to Announce Earnings on Wednesday

Credit Acceptance (NASDAQ:CACC) is anticipated to issue its Q3 2025 results before the market opens on Wednesday, October 29th. Analysts expect the company to announce earnings of $9.87 per share and revenue of $592.1890 million for the quarter. Individuals may review the information on the company’s upcoming Q3 2025 earningreport for the latest details on the call scheduled for Thursday, October 30, 2025 at 8:30 AM ET.

Credit Acceptance (NASDAQ:CACC) last posted its quarterly earnings results on Thursday, July 31st. The credit services provider reported $8.56 earnings per share for the quarter, missing the consensus estimate of $9.84 by ($1.28). The firm had revenue of $583.80 million for the quarter, compared to analysts’ expectations of $583.30 million. Credit Acceptance had a net margin of 18.69% and a return on equity of 27.06%. The firm’s revenue for the quarter was up 8.5% compared to the same quarter last year. During the same quarter in the previous year, the firm posted $10.29 EPS. On average, analysts expect Credit Acceptance to post $53 EPS for the current fiscal year and $60 EPS for the next fiscal year.

Credit Acceptance Stock Up 1.5%

Credit Acceptance stock opened at $501.82 on Wednesday. The company has a debt-to-equity ratio of 4.16, a quick ratio of 22.03 and a current ratio of 22.03. The business’s 50-day simple moving average is $495.30 and its two-hundred day simple moving average is $494.48. The company has a market cap of $5.64 billion, a PE ratio of 14.47 and a beta of 1.19. Credit Acceptance has a fifty-two week low of $414.15 and a fifty-two week high of $560.00.

Insider Buying and Selling

In related news, CEO Kenneth Booth sold 4,000 shares of the company’s stock in a transaction dated Thursday, September 18th. The stock was sold at an average price of $506.59, for a total value of $2,026,360.00. Following the completion of the transaction, the chief executive officer owned 68,116 shares of the company’s stock, valued at approximately $34,506,884.44. This represents a 5.55% decrease in their position. The transaction was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, COO Jonathan Lum sold 6,000 shares of the company’s stock in a transaction dated Monday, August 25th. The stock was sold at an average price of $512.61, for a total value of $3,075,660.00. Following the completion of the transaction, the chief operating officer directly owned 31,493 shares of the company’s stock, valued at $16,143,626.73. The trade was a 16.00% decrease in their position. The disclosure for this sale can be found here. In the last 90 days, insiders sold 13,697 shares of company stock valued at $6,981,255. 6.60% of the stock is owned by company insiders.

Hedge Funds Weigh In On Credit Acceptance

A number of large investors have recently bought and sold shares of CACC. Royal Bank of Canada raised its holdings in Credit Acceptance by 31.6% in the 1st quarter. Royal Bank of Canada now owns 1,916 shares of the credit services provider’s stock worth $989,000 after purchasing an additional 460 shares during the period. AQR Capital Management LLC raised its holdings in Credit Acceptance by 230.6% in the 1st quarter. AQR Capital Management LLC now owns 7,885 shares of the credit services provider’s stock worth $3,961,000 after purchasing an additional 5,500 shares during the period. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC raised its holdings in Credit Acceptance by 3.9% in the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 23,886 shares of the credit services provider’s stock worth $12,334,000 after purchasing an additional 900 shares during the period. Creative Planning raised its holdings in shares of Credit Acceptance by 35.6% during the second quarter. Creative Planning now owns 529 shares of the credit services provider’s stock valued at $269,000 after acquiring an additional 139 shares during the last quarter. Finally, JPMorgan Chase & Co. raised its holdings in shares of Credit Acceptance by 4.8% during the second quarter. JPMorgan Chase & Co. now owns 5,077 shares of the credit services provider’s stock valued at $2,586,000 after acquiring an additional 232 shares during the last quarter. Institutional investors and hedge funds own 81.71% of the company’s stock.

Analyst Ratings Changes

Separately, Weiss Ratings reiterated a “hold (c)” rating on shares of Credit Acceptance in a research note on Wednesday, October 8th. Two equities research analysts have rated the stock with a Hold rating and one has issued a Sell rating to the stock. According to MarketBeat.com, Credit Acceptance has a consensus rating of “Reduce” and an average target price of $440.00.

About Credit Acceptance

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers.