First Commonwealth Financial (FCF) Projected to Post Quarterly Earnings on Tuesday

First Commonwealth Financial (NYSE:FCF) is expected to be announcing its Q3 2025 results after the market closes on Tuesday, October 28th. Analysts expect the company to announce earnings of $0.42 per share and revenue of $136.30 million for the quarter. Investors may visit the the company’s upcoming Q3 2025 earningresults page for the latest details on the call scheduled for Wednesday, October 29, 2025 at 2:00 PM ET.

First Commonwealth Financial (NYSE:FCF) last released its quarterly earnings data on Tuesday, July 29th. The bank reported $0.38 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.34 by $0.04. First Commonwealth Financial had a net margin of 18.94% and a return on equity of 9.71%. The company had revenue of $131.33 million during the quarter, compared to analyst estimates of $125.88 million. During the same quarter in the prior year, the business earned $0.37 earnings per share. On average, analysts expect First Commonwealth Financial to post $1 EPS for the current fiscal year and $2 EPS for the next fiscal year.

First Commonwealth Financial Price Performance

First Commonwealth Financial stock opened at $16.16 on Tuesday. First Commonwealth Financial has a 52-week low of $13.54 and a 52-week high of $19.96. The firm has a fifty day moving average of $17.14 and a 200-day moving average of $16.28. The firm has a market capitalization of $1.69 billion, a P/E ratio of 12.43 and a beta of 0.82. The company has a quick ratio of 0.93, a current ratio of 0.93 and a debt-to-equity ratio of 0.17.

First Commonwealth Financial Dividend Announcement

The firm also recently disclosed a quarterly dividend, which was paid on Friday, August 22nd. Stockholders of record on Friday, August 8th were given a $0.135 dividend. The ex-dividend date of this dividend was Friday, August 8th. This represents a $0.54 annualized dividend and a dividend yield of 3.3%. First Commonwealth Financial’s dividend payout ratio is presently 41.54%.

Insiders Place Their Bets

In related news, CFO James R. Reske sold 2,190 shares of the firm’s stock in a transaction on Monday, October 6th. The shares were sold at an average price of $16.99, for a total transaction of $37,208.10. Following the completion of the sale, the chief financial officer directly owned 85,866 shares of the company’s stock, valued at approximately $1,458,863.34. This trade represents a 2.49% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, EVP Michael P. Mccuen purchased 2,826 shares of the stock in a transaction that occurred on Wednesday, September 3rd. The shares were purchased at an average cost of $17.67 per share, with a total value of $49,935.42. Following the completion of the acquisition, the executive vice president owned 59,021 shares in the company, valued at approximately $1,042,901.07. This represents a 5.03% increase in their position. The disclosure for this purchase can be found here. Over the last ninety days, insiders have sold 6,570 shares of company stock valued at $112,544. Company insiders own 2.17% of the company’s stock.

Institutional Inflows and Outflows

A number of large investors have recently added to or reduced their stakes in the stock. Osaic Holdings Inc. boosted its stake in First Commonwealth Financial by 194.0% during the 2nd quarter. Osaic Holdings Inc. now owns 18,441 shares of the bank’s stock valued at $299,000 after acquiring an additional 12,169 shares during the last quarter. Public Sector Pension Investment Board boosted its stake in First Commonwealth Financial by 10.9% during the 2nd quarter. Public Sector Pension Investment Board now owns 356,616 shares of the bank’s stock valued at $5,788,000 after acquiring an additional 34,944 shares during the last quarter. CANADA LIFE ASSURANCE Co boosted its stake in First Commonwealth Financial by 4.2% during the 2nd quarter. CANADA LIFE ASSURANCE Co now owns 87,416 shares of the bank’s stock valued at $1,420,000 after acquiring an additional 3,531 shares during the last quarter. Tower Research Capital LLC TRC boosted its stake in First Commonwealth Financial by 275.6% during the 2nd quarter. Tower Research Capital LLC TRC now owns 13,331 shares of the bank’s stock valued at $216,000 after acquiring an additional 9,782 shares during the last quarter. Finally, Captrust Financial Advisors bought a new position in First Commonwealth Financial during the 2nd quarter valued at $979,000. 72.58% of the stock is currently owned by institutional investors.

Wall Street Analyst Weigh In

Several equities research analysts have recently issued reports on FCF shares. Zacks Research lowered shares of First Commonwealth Financial from a “strong-buy” rating to a “hold” rating in a research report on Tuesday, September 30th. Weiss Ratings reissued a “buy (b-)” rating on shares of First Commonwealth Financial in a research report on Wednesday, October 8th. Finally, Wall Street Zen raised shares of First Commonwealth Financial from a “sell” rating to a “hold” rating in a research report on Saturday, August 2nd. Four analysts have rated the stock with a Buy rating and three have given a Hold rating to the company’s stock. According to MarketBeat.com, First Commonwealth Financial presently has an average rating of “Moderate Buy” and a consensus target price of $18.90.

About First Commonwealth Financial

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (atm) services, as well as internet, mobile, and telephone banking services.