EverQuote (NASDAQ:EVER) & Hamilton Insurance Group (NYSE:HG) Head-To-Head Contrast

EverQuote (NASDAQ:EVER) and Hamilton Insurance Group (NYSE:HG) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, profitability, earnings, analyst recommendations, risk and institutional ownership.

Risk and Volatility

EverQuote has a beta of 0.58, suggesting that its share price is 42% less volatile than the S&P 500. Comparatively, Hamilton Insurance Group has a beta of 0.82, suggesting that its share price is 18% less volatile than the S&P 500.

Profitability

This table compares EverQuote and Hamilton Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
EverQuote	7.57%	36.90%	24.45%
Hamilton Insurance Group	14.67%	13.27%	3.94%

Analyst Ratings

This is a summary of recent ratings and recommmendations for EverQuote and Hamilton Insurance Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
EverQuote	0	1	4	1	3.00
Hamilton Insurance Group	0	3	6	0	2.67

EverQuote currently has a consensus price target of $32.40, suggesting a potential upside of 66.58%. Hamilton Insurance Group has a consensus price target of $27.00, suggesting a potential upside of 13.59%. Given EverQuote’s stronger consensus rating and higher probable upside, analysts clearly believe EverQuote is more favorable than Hamilton Insurance Group.

Valuation & Earnings

This table compares EverQuote and Hamilton Insurance Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
EverQuote	$500.19 million	1.42	$32.17 million	$1.24	15.69
Hamilton Insurance Group	$2.64 billion	0.90	$400.43 million	$3.62	6.57

Hamilton Insurance Group has higher revenue and earnings than EverQuote. Hamilton Insurance Group is trading at a lower price-to-earnings ratio than EverQuote, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

91.5% of EverQuote shares are held by institutional investors. Comparatively, 29.2% of Hamilton Insurance Group shares are held by institutional investors. 25.5% of EverQuote shares are held by company insiders. Comparatively, 17.5% of Hamilton Insurance Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

EverQuote beats Hamilton Insurance Group on 9 of the 15 factors compared between the two stocks.

About EverQuote

EverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company offers auto, home and renters, and life insurance. The company serves carriers and agents, as well as indirect distributors. The company was formerly known as AdHarmonics, Inc., and changed its name to EverQuote, Inc. in November 2014. EverQuote, Inc. was incorporated in 2008 and is based in Cambridge, Massachusetts.

About Hamilton Insurance Group

Hamilton Insurance Group, Ltd., through its subsidiaries, provides underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial lines, marine and energy, and multiline specialty. In addition, it offers accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, management liability, medical professionals, general liability, products liability and contractors, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.