Financial Review: Seibels Bruce Group (OTCMKTS:SBBG) versus Roadzen (NASDAQ:RDZN)

Seibels Bruce Group (OTCMKTS:SBBG) and Roadzen (NASDAQ:RDZN) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, profitability, analyst recommendations, dividends, valuation, earnings and risk.

Earnings & Valuation

This table compares Seibels Bruce Group and Roadzen”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Seibels Bruce Group	N/A	N/A	N/A	N/A	N/A
Roadzen	$44.30 million	2.27	-$72.87 million	($1.51)	-0.87

Seibels Bruce Group has higher earnings, but lower revenue than Roadzen.

Analyst Ratings

This is a summary of current ratings and target prices for Seibels Bruce Group and Roadzen, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Seibels Bruce Group	0	0	0	0	0.00
Roadzen	1	0	2	0	2.33

Roadzen has a consensus target price of $5.00, suggesting a potential upside of 278.79%. Given Roadzen’s stronger consensus rating and higher probable upside, analysts clearly believe Roadzen is more favorable than Seibels Bruce Group.

Profitability

This table compares Seibels Bruce Group and Roadzen’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Seibels Bruce Group	N/A	N/A	N/A
Roadzen	-61.58%	N/A	-90.09%

Institutional & Insider Ownership

24.7% of Roadzen shares are owned by institutional investors. 55.4% of Seibels Bruce Group shares are owned by company insiders. Comparatively, 26.8% of Roadzen shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Volatility & Risk

Seibels Bruce Group has a beta of 4.85, indicating that its share price is 385% more volatile than the S&P 500. Comparatively, Roadzen has a beta of 0.34, indicating that its share price is 66% less volatile than the S&P 500.

Summary

Roadzen beats Seibels Bruce Group on 5 of the 9 factors compared between the two stocks.

About Seibels Bruce Group

The Seibels Bruce Group, Inc. provides processing, technology, and claims solutions to the property and casualty insurance industry. The company offers processing solutions for coastal markets; business process outsourcing; claims administration solutions; information technology outsourcing; and professional services. It also provides technology solutions, such as IPX enterprise insurance suite, CPX claims management system, FNOL first notice of loss, and reinspection processing xpert solutions; and claims solutions, including third party administration, catastrophe management, first notice of loss, multi-line adjusting and examination, reinspection, and subrogation/salvage services. The company was founded in 1869 and is based in Columbia, South Carolina.

About Roadzen

Roadzen, Inc., an insurtech company, provides various insurance products in the United States and internationally. It offers insurance as a service platform, including Via, which enables fleets, carmakers, and insurers to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment, and administration of any insurance policy with any insurance carrier as the underwriter; xClaim, which enables digital, touchless, and real-time resolution of claims; StrandD, a digital, real-time dispatch, and tracking for roadside assistance and first notice of loss during accident claims; Good Driving that enables insurers and fleets to recognize drivers, train drivers, and build usage based insurance programs; and Drivebuddy AI, which provides driver-assistance capabilities. The company also provides insurance distribution platform that enables product creation and underwriting, re-insurer backing, and API exchange; and distribution, pre-inspection assistance, telematics, and roadside assistance. In addition, it offers insurance broker services. Roadzen, Inc. was founded in 2015 and is based in Burlingame, California.