Head-To-Head Analysis: CreditRiskMonitor.com (CRMZ) vs. Its Peers

Risk & Volatility

CreditRiskMonitor.com has a beta of 0.1, indicating that its stock price is 90% less volatile than the S&P 500. Comparatively, CreditRiskMonitor.com’s peers have a beta of 0.70, indicating that their average stock price is 30% less volatile than the S&P 500.

Valuation & Earnings

This table compares CreditRiskMonitor.com and its peers top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
CreditRiskMonitor.com	$19.81 million	$1.67 million	16.67
CreditRiskMonitor.com Competitors	$864.08 million	$121.17 million	-20.57

CreditRiskMonitor.com’s peers have higher revenue and earnings than CreditRiskMonitor.com. CreditRiskMonitor.com is trading at a higher price-to-earnings ratio than its peers, indicating that it is currently more expensive than other companies in its industry.

Insider and Institutional Ownership

40.8% of shares of all “INTERNET CONTENT” companies are held by institutional investors. 58.6% of CreditRiskMonitor.com shares are held by insiders. Comparatively, 24.3% of shares of all “INTERNET CONTENT” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares CreditRiskMonitor.com and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CreditRiskMonitor.com	8.59%	16.11%	6.80%
CreditRiskMonitor.com Competitors	11.85%	-1.52%	11.76%

Summary

CreditRiskMonitor.com peers beat CreditRiskMonitor.com on 6 of the 9 factors compared.

About CreditRiskMonitor.com

CreditRiskMonitor.com, Inc. engages in the provision of interactive business-to-business software-as-a-service (Saas) subscription products for corporate credit and procurement professionals in the United States. The company's products include CreditRiskMonitor product provides subscribers with unlimited usage and coverage of public and private companies, featuring multi-period spreads of financial reports and ratio analysis, credit risk scores, payment-behavior scores, trend reports, peer analysis, and credit limit recommendations, as well as up-to-date financial news screened specifically for materiality in credit evaluation; and SupplyChainMonitor, creates a risk management solution built specifically for procurement, supply chain, sourcing, and finance personnel involved in the supplier lifecycle, risk assessment, and ongoing risk monitoring. It also offers add-on subscription services, including Credit Limit Service product, available on the CreditRiskMonitor platform product, helps subscribers manage credit line limits for their customers, in light of changes in the customers' financial strength; Financial Statement Processing, and Confidential Financial Statement Tool products, provides subscribers a flexible option to help ease their process in the data entry and standardization of private company financial statements, as well as provides private company FRISK scores; and Confidential Financial Statement Portal, allows subscribers to invite their private company counterparties to enter or upload confidential financial statements to standardize and score to provide private company FRISK scores. The company was incorporated in 1977 and is based in Valley Cottage, New York. CreditRiskMonitor.com, Inc. operates as a subsidiary of Flum Partners.