Analyzing M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY) & MetLife (NYSE:MET)

MetLife (NYSE:MET) and M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY) are both large-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, dividends, earnings and institutional ownership.

Volatility and Risk

MetLife has a beta of 0.86, meaning that its stock price is 14% less volatile than the S&P 500. Comparatively, M�nchener R�ckversicherungs-Gesellschaft has a beta of 0.72, meaning that its stock price is 28% less volatile than the S&P 500.

Valuation & Earnings

This table compares MetLife and M�nchener R�ckversicherungs-Gesellschaft”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MetLife	$70.99 billion	0.75	$4.43 billion	$6.15	12.96
M�nchener R�ckversicherungs-Gesellschaft	$65.83 billion	1.27	$6.15 billion	$2.07	6.17

M�nchener R�ckversicherungs-Gesellschaft has lower revenue, but higher earnings than MetLife. M�nchener R�ckversicherungs-Gesellschaft is trading at a lower price-to-earnings ratio than MetLife, indicating that it is currently the more affordable of the two stocks.

Dividends

MetLife pays an annual dividend of $2.27 per share and has a dividend yield of 2.8%. M�nchener R�ckversicherungs-Gesellschaft pays an annual dividend of $0.26 per share and has a dividend yield of 2.0%. MetLife pays out 36.9% of its earnings in the form of a dividend. M�nchener R�ckversicherungs-Gesellschaft pays out 12.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. MetLife has increased its dividend for 12 consecutive years. MetLife is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Insider & Institutional Ownership

95.0% of MetLife shares are held by institutional investors. Comparatively, 0.2% of M�nchener R�ckversicherungs-Gesellschaft shares are held by institutional investors. 0.4% of MetLife shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Profitability

This table compares MetLife and M�nchener R�ckversicherungs-Gesellschaft’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
MetLife	6.08%	20.89%	0.87%
M�nchener R�ckversicherungs-Gesellschaft	7.53%	14.53%	1.64%

Analyst Ratings

This is a summary of recent recommendations and price targets for MetLife and M�nchener R�ckversicherungs-Gesellschaft, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MetLife	0	1	12	0	2.92
M�nchener R�ckversicherungs-Gesellschaft	0	5	0	1	2.33

MetLife currently has a consensus target price of $94.17, suggesting a potential upside of 18.13%. Given MetLife’s stronger consensus rating and higher probable upside, equities research analysts plainly believe MetLife is more favorable than M�nchener R�ckversicherungs-Gesellschaft.

Summary

MetLife beats M�nchener R�ckversicherungs-Gesellschaft on 12 of the 18 factors compared between the two stocks.

About MetLife

MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates through six segments: Retirement and Income Solutions; Group Benefits; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, individual disability, pet insurance, accidental death and dismemberment, vision, and accident and health coverages, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it provides fixed, indexed-linked, and variable annuities; pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity reinsurance solutions; credit insurance products; and protection against long-term health care services. MetLife, Inc. was incorporated in 1999 and is based in New York, New York.

About M�nchener R�ckversicherungs-Gesellschaft

Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München engages in the insurance and reinsurance businesses worldwide. It also offers life and health reinsurance solutions, such as digital underwriting and advanced analytics solutions, health insurance management system, financial market risks, financing, portfolio risk management, digitalized investment-linked solution, MIRA digital suite, MIRA POS, MIRApply insured and physician, claims risk adjustment, CLARA plus, data analytics, underwriting and claims, medical research, capital management, and health market. The company also provides property and casualty reinsurance solutions, including agricultural risk, data analytics, infrastructure risk profiler, property insurance, retroactive reinsurance, insurance linked securities, location risk, risk transfer, and cyber, NatCatSERVICE for natural catastrophe loss database, REALYTIX ZERO, IMPROVEX, and cert2go, as well as consulting services for reinsurance, business advisory, portfolio performance and management, claims management, commercial motor, telematics, and electric vehicles. In addition, the company provides solutions for industry clients, such as IoT cover, earnings quality insurance protection, captive insurance and risk transfer, liability, weather risks, space and satellite insurance, solar and biomass insurance, wind insurance, digital asset, mining risks cover, construction projects covers and services, aviation insurance, power and utilities, industrial cyber insurance, risk suite, location risk intelligence, digital risks, PV warranty insurance, parametric, Insure AI, e-mobility, circular economy, liquidation damage cover, and natural catastrophes solutions. Further, it offers life, property-casualty, health, legal protection, and travel insurance products under the ERGO brand name; and insurance solutions for agriculture, captive, epidemic, cyber, and renewable energy. The company was founded in 1880 and is based in Munich, Germany.