Critical Survey: Allianz (OTCMKTS:ALIZY) vs. Zhibao Technology (NASDAQ:ZBAO)

Allianz (OTCMKTS:ALIZY) and Zhibao Technology (NASDAQ:ZBAO) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, earnings, analyst recommendations, institutional ownership, valuation, risk and profitability.

Profitability

This table compares Allianz and Zhibao Technology’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Allianz	5.54%	16.34%	1.01%
Zhibao Technology	N/A	N/A	N/A

Analyst Ratings

This is a breakdown of recent ratings and target prices for Allianz and Zhibao Technology, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Allianz	0	3	0	0	2.00
Zhibao Technology	0	0	0	0	0.00

Volatility and Risk

Allianz has a beta of 0.92, suggesting that its share price is 8% less volatile than the S&P 500. Comparatively, Zhibao Technology has a beta of 2.04, suggesting that its share price is 104% more volatile than the S&P 500.

Valuation and Earnings

This table compares Allianz and Zhibao Technology”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Allianz	$174.99 billion	0.88	$9.24 billion	$2.69	14.87
Zhibao Technology	$245.79 million	0.14	N/A	N/A	N/A

Allianz has higher revenue and earnings than Zhibao Technology.

Insider & Institutional Ownership

0.0% of Allianz shares are held by institutional investors. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Allianz beats Zhibao Technology on 7 of the 8 factors compared between the two stocks.

About Allianz

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company’s Property-Casualty segment offers various insurance products, including motor liability and own damage, accident, general liability, fire and property, legal expense, credit, and travel to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company’s Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, and multi-assets; and alternative investment products that include real estate, infrastructure debt/equity, real assets, liquid alternatives, and solutions. Its Corporate and Other segment provides banking services for retail clients, as well as digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.

About Zhibao Technology

Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; and offline insurance brokerage consulting services. The company was founded in 2015 and is based in Shanghai, China.