Financial Contrast: Top KingWin (NASDAQ:TCJH) & Western Union (NYSE:WU)

Top KingWin (NASDAQ:TCJH) and Western Union (NYSE:WU) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, analyst recommendations, valuation, risk, dividends and institutional ownership.

Analyst Recommendations

This is a breakdown of recent ratings and recommmendations for Top KingWin and Western Union, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Top KingWin	0	0	0	0	N/A
Western Union	2	8	0	0	1.80

Western Union has a consensus target price of $13.25, indicating a potential upside of 1.77%. Given Western Union’s higher probable upside, analysts clearly believe Western Union is more favorable than Top KingWin.

Profitability

This table compares Top KingWin and Western Union’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Top KingWin	N/A	N/A	N/A
Western Union	14.37%	113.63%	7.86%

Institutional & Insider Ownership

53.4% of Top KingWin shares are owned by institutional investors. Comparatively, 91.8% of Western Union shares are owned by institutional investors. 0.9% of Western Union shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Earnings & Valuation

This table compares Top KingWin and Western Union’s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Top KingWin	$3.12 million	6.90	-$770,000.00	N/A	N/A
Western Union	$4.36 billion	1.02	$626.00 million	$1.68	7.75

Western Union has higher revenue and earnings than Top KingWin.

Summary

Western Union beats Top KingWin on 8 of the 9 factors compared between the two stocks.

About Top KingWin

Top KingWin Ltd provides corporate business training, corporate consulting, and advisory and transaction services in the People's Republic of China. It serves entrepreneurs and executives in small and medium enterprises. The company was founded in 2018 and is headquartered in Guangzhou, China. Top KingWin Ltd operates as a subsidiary of Xu Ruilin Capital CO., Ltd.

About Western Union

The Western Union Company provides money movement and payment services worldwide. The company operates through Consumer Money Transfer and Consumer Services segments. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, which facilitate payments for consumers, businesses, and other organizations, as well as money order services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.