Financial Comparison: Byline Bancorp (NYSE:BY) & Bank of Santa Clarita (OTCMKTS:BSCA)

Byline Bancorp (NYSE:BYGet Rating) and Bank of Santa Clarita (OTCMKTS:BSCAGet Rating) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, valuation, analyst recommendations, institutional ownership, earnings, dividends and profitability.

Analyst Ratings

This is a summary of current ratings and recommmendations for Byline Bancorp and Bank of Santa Clarita, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Byline Bancorp 0 1 1 0 2.50
Bank of Santa Clarita 0 0 0 0 N/A

Byline Bancorp presently has a consensus price target of $27.00, indicating a potential upside of 20.05%. Given Byline Bancorp’s higher possible upside, equities research analysts clearly believe Byline Bancorp is more favorable than Bank of Santa Clarita.

Insider and Institutional Ownership

47.8% of Byline Bancorp shares are owned by institutional investors. 35.5% of Byline Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Earnings and Valuation

This table compares Byline Bancorp and Bank of Santa Clarita’s gross revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Byline Bancorp $323.18 million 2.61 $92.79 million $2.18 10.32
Bank of Santa Clarita N/A N/A N/A N/A N/A

Byline Bancorp has higher revenue and earnings than Bank of Santa Clarita.

Profitability

This table compares Byline Bancorp and Bank of Santa Clarita’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Byline Bancorp 24.42% 11.70% 1.31%
Bank of Santa Clarita N/A N/A N/A

Summary

Byline Bancorp beats Bank of Santa Clarita on 8 of the 8 factors compared between the two stocks.

About Byline Bancorp

(Get Rating)

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and united states department of agriculture loans; and treasury management products and services. In addition, it offers financing solutions for equipment vendors and their end users; and investment, trust, and wealth management services that include fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. It operates through 43 branch locations in the Chicago metropolitan area and one branch in Brookfield, Wisconsin. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.

About Bank of Santa Clarita

(Get Rating)

Bank of Santa Clarita engages in the provision of banking and financial services. It offers real estate, small business administration, commercial and consumer loans, consumer and business checking accounts, savings accounts, certificates of deposit, trade finance, and money transfers. The company was founded by Frank D. Di Tomaso on October 26, 2004 and is headquartered in Santa Clarita, CA.

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