Comparing CNFinance (CNF) & Its Rivals

CNFinance (NYSE: CNF) is one of 40 publicly-traded companies in the “Nondepository credit institutions” industry, but how does it compare to its rivals? We will compare CNFinance to similar companies based on the strength of its profitability, analyst recommendations, earnings, valuation, institutional ownership, dividends and risk.

Volatility & Risk

CNFinance has a beta of 0.86, suggesting that its stock price is 14% less volatile than the S&P 500. Comparatively, CNFinance’s rivals have a beta of -0.83, suggesting that their average stock price is 183% less volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings for CNFinance and its rivals, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
CNFinance 0 0 1 0 3.00
CNFinance Competitors 409 1199 1238 70 2.33

CNFinance currently has a consensus price target of $5.50, suggesting a potential upside of 46.28%. As a group, “Nondepository credit institutions” companies have a potential upside of 27.81%. Given CNFinance’s stronger consensus rating and higher possible upside, equities analysts plainly believe CNFinance is more favorable than its rivals.

Profitability

This table compares CNFinance and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
CNFinance 12.28% 9.53% 2.46%
CNFinance Competitors -7.49% -10.47% 1.13%

Insider & Institutional Ownership

0.8% of CNFinance shares are held by institutional investors. Comparatively, 50.3% of shares of all “Nondepository credit institutions” companies are held by institutional investors. 14.9% of shares of all “Nondepository credit institutions” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Earnings and Valuation

This table compares CNFinance and its rivals top-line revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
CNFinance $444.17 million $77.36 million 3.62
CNFinance Competitors $5.87 billion $888.55 million 8.92

CNFinance’s rivals have higher revenue and earnings than CNFinance. CNFinance is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Summary

CNFinance beats its rivals on 7 of the 13 factors compared.

About CNFinance

CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in the People's Republic of China. It offers micro credit loan services for micro and small-enterprise owners, and loan lending agency services for banks. The company also provides bridge loan products, which are unsecured short-term loans to pay off borrowers' existing loans secured by real property. It operates through a network of 73 branches and sub-branches. The company was founded in 1999 and is headquartered in Guangzhou, the People's Republic of China.

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