Access National (NASDAQ:ANCX) and HSBC (NYSE:HSBC) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, risk, profitability, dividends, valuation, analyst recommendations and institutional ownership.
Institutional & Insider Ownership
43.9% of Access National shares are owned by institutional investors. Comparatively, 2.6% of HSBC shares are owned by institutional investors. 14.1% of Access National shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.
This table compares Access National and HSBC’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
Access National pays an annual dividend of $0.64 per share and has a dividend yield of 2.4%. HSBC pays an annual dividend of $2.00 per share and has a dividend yield of 4.8%. Access National pays out 39.8% of its earnings in the form of a dividend.
This is a summary of recent recommendations for Access National and HSBC, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
Access National presently has a consensus price target of $31.40, suggesting a potential upside of 16.00%. Given Access National’s stronger consensus rating and higher probable upside, equities research analysts clearly believe Access National is more favorable than HSBC.
Risk and Volatility
Access National has a beta of 0.63, suggesting that its share price is 37% less volatile than the S&P 500. Comparatively, HSBC has a beta of 0.79, suggesting that its share price is 21% less volatile than the S&P 500.
Valuation & Earnings
This table compares Access National and HSBC’s gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Access National||$127.57 million||4.44||$16.50 million||$1.61||16.81|
|HSBC||$53.82 billion||3.13||$9.77 billion||N/A||N/A|
HSBC has higher revenue and earnings than Access National.
Access National beats HSBC on 8 of the 14 factors compared between the two stocks.
Access National Company Profile
Access National Corporation operates as the bank holding company for Access National Bank that provides credit, deposit, mortgage, and wealth management services to small and medium sized businesses, professionals, and associated individuals primarily in the greater Washington, D.C. Metropolitan Area. The company operates through three segments: Commercial Banking, Mortgage Banking, and Wealth Management. It offers checking, savings/money market, sweep, and zero balance accounts; investment management, financial planning, lockbox payment processing, payroll, and retirement account services, as well as certificates of deposit, qualified and employer sponsored retirement plans, and overnight investments; and loan products, including residential mortgage, asset secured, business investment, construction, and lot and land loans. In addition, the company provides lending products, such as accounts receivable lines of credit and collection; growth capital term loans; partner buyout funding; business acquisition, franchise, and equipment financing, as well as debt re-financing; and commercial mortgage and construction, and SBA preferred lender loans. The company operates from 15 banking centers located in Chantilly, Tysons, Reston, Leesburg, Manassas, Arlington, Alexandria, Ashburn, Gainesville, Marshall, Middleburg, Purcellville, Richmond, and Warrenton in Virginia. Access National Corporation was founded in 1999 and is headquartered in Reston, Virginia.
HSBC Company Profile
HSBC Holdings plc provides banking and financial products and services. The company operates through Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking segments. The Retail Banking and Wealth Management segment offers personal banking products and services, mortgages and loans, credit cards, insurance and investment products, savings products, international services, and wealth solutions and financial planning services, as well as telephone, Internet, and mobile banking services. The Commercial Banking segment provides services and financing for buyers and suppliers throughout the trade cycle; liquidity and cash management services; capital financing, including debt, equity, and advisory services; and insurance and investment products, such as business and financial protection, trade insurance, employee benefits, corporate wealth management, and other commercial risk insurance products to small enterprises, mid-market companies, and multinationals. The Global Banking and Markets segment is involved in the provision of advisory, financing, prime, research and analysis, securities, trading and sales, and transaction banking services to corporates, financial institutions, and resources and energy groups. The Global Private Banking segment provides private banking, and investment and wealth management services to business owners, entrepreneurs, and senior executives and their families. The company operates through approximately 3,900 offices in 67 countries and territories worldwide. HSBC Holdings plc was founded in 1865 and is headquartered in London, the United Kingdom.
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